Part 5 — Credit and Personal Reports
44 Furnishing reports
reporting agency, may furnish a report to a person only in the
following circumstances:
(a) if there are reasonable grounds to believe that the person
intends to use the information in the report
(i) in connection with the extension of credit to the
individual to whom the report pertains, with the
individual's express consent,
(i.1) in connection with the collection of a debt from the
individual to whom the report pertains,
(ii) in connection with the enter ing into or the renewal of a
tenancy agreement by the individual to whom the report
pertains with the individual's express consent,
(iii) for employment purposes, with the express consent of
the individual to whom the report pertains,
(iv) in connection with the underwriting of insurance
involving the individual to whom the report pertains,
with the individual's express consent, or
(v) to determine the eligibility of an individual to whom the
report pertains under a law, if the information is relevant
to the eligibility requirement;
(b) if there are reasonable grounds to believe that the person has
a direct business requirement for information in the report as
a result of a business transaction respecting the individual to
whom the report pertains with the individual's express
consent;
(c) if the report is furnished t o the Director or an inspector, the
government of Canada or of a province or territory, a
municipality in Canada or any of their agencies;
(d) if the person is the individual to whom the report pertain s or
if the person has the express consent of the individual to
obtain the report;
(e) in response to the order of a court;
RSA 2000
(f) in circumstances specified in the regulations.
(2) No person may obtain a report from a reporting agency except
in the circumstances referred to in subsection (1).
(2.1) The express consent of an individual referred to in subsection
(1) must be in a verifiable form, including but not limited to writing
and audio recordings.
(3) Despite subsections (1) and (2), a reporting agency may sell,
lease or transfer title to all or part of its files to another reporting
agency.
RSA 2000 cF-2 s44;2005 c9 s19