Hometime

Hometime · Alberta legislation

MHHS Minimum Housing and Health Standards

MHHS · Consumer Protection Act

Part 9 — Cost of Credit Disclosure Division 1 Interpretation and Application

69 Default charges

Current to 2026-07-14 · Official PDF

The only default charges that may be provided for by a credit
agreement are
(a) reasonable charges in respect of legal costs incurred in
collecting or attempting to collect a payment under a credit
agreement,
RSA 2000

(b) reasonable charges in respect of costs, including legal co sts,
incurred in realizing a security interest or protecting the
subject-matter of a security interest after default, and
(c) reasonable charges that refl ect the costs incurred by the
credit grantor because a cheque or other payment instrument
given by the borrower to the credit grantor was dishonoured.
1998 cF-1.05 s69;1999 c26 s8