Part 5 — Credit and Personal Reports
51 Regulations
(a) designating persons as reporting agencies;
(b) requiring and governing the books, accounts and records to
be kept and maintained by reporting agencies;
(b.1) respecting security measur es for the protection of the books,
accounts and records kept and maintained by reporting
agencies and for the disposal of the books, accounts and
records when they are no longer required;
(c) prescribing information that may not be reported by a
reporting agency or contained in its files;
(d) respecting fees that a re porting agency may charge an
individual before disclosing or supplying information to the
individual;
(e) respecting consumer credit repair services, including but not
limited to
(i) defining "consumer credit repair services" and other
words or expressions applicable to the activity of
providing consumer credit repair services,
(ii) prescribing fees that may be charged for consumer credit
repair services,
(iii) prohibiting the requireme nt of advance payment for
consumer credit repair services,
RSA 2000
(iv) prescribing requirements for consumer credit repair
service agreements,
(v) determining the grounds for cancellation of provisions of
consumer credit repair service agreements, and
(vi) determining what constitutes prohibited representations
in consumer credit repair service agreements;
(f) respecting those persons or individuals to whom a report
may or must be furnished;
(g) respecting requirements for the contents of reports,
including the kinds of information that reports may contain
and the kinds of information they must not contain;
(h) specifying the requirements for an explanation or additional
information to be provided by an individual under section
47;
(i) respecting the procedures f or the correction of errors in an
individual's file maintained by a reporting agency, including
the requirement to distribute the corrected information to
persons who were given reports based on the uncorrected
file;
(j) respecting the requirements for disclosure of information to
an individual;
(k) respecting alternative dispute resolution processes;
(l) defining words or terms, inc luding restricting or broadening
the definitions set out in section 43;
(m) respecting identity theft, including but not limited to
regulations respecting
(i) definitions,
(ii) procedures to improve the accuracy and security of
consumer records,
(iii) consumer access to credit information,
(iv) consumer rights and remedies,
(v) procedures to be undertaken by suppliers and credit
reporting agencies,
(vi) regulation and prohibition of disclosure of information,
RSA 2000
(vii) measures to assist investigations regarding identity the ft,
and
(viii) fees and costs associated with corrections, notifications
and registration of warning notices by reporting agencies
on the files of individuals.
RSA 2000 cF-2 s51;2005 c9 s24